Motor Trade Insurance

Largely aimed at motor traders who sell vehicles, Demonstration Cover allows prospective customers to test drive in-stock vehicles before purchase, whilst fully insured against road risks.

Directors’ and Officers (D&O) Insurance is a type of management liability insurance. If you are a director, you could face serious consequences if you are accused of violating your duties, even if you have not done anything wrong. You may be personally held responsible for any damages or losses incurred in such cases.

This is where directors' and officers' liability insurance comes in handy. It can provide coverage against claims brought against you for breach of duty, neglect, errors or omissions, and mis-statements in your role as a director or officer.

Such claims may be brought against you by shareholders, employees, customers, suppliers, creditors, and even competitors.

D&O insurance is now a fundamental aspect of any business risk management strategy.

Directors' & Officers' Page

If your business employs one or more people, it is a legal requirement to have an Employers’ Liability Insurance policy in place. This type of cover offers financial protection against claims comprising employee injury or illness allegedly as a result of your business activities.

Legal Expenses Insurance, also known as Legal Protection Insurance, covers the cost of defending any potential legal action brought against your business. Disputes may include employment issues, criminal prosecutions, debt recovery, tax concerns and contract matters.

Our Motor Fleet Insurance policies are designed to cover all vehicle fleets from just two vehicles, comprising of cars, vans, specialist vehicles, and lorries for own goods use, haulage, self-drive or private hire. With access to leading UK insurers, we will search the market for the most suitable options, allowing us to deliver a range of cover options suiting all budgets.

If your business offers advice or a service, Professional Indemnity Insurance is highly recommended. This type of insurance covers you in the instance that a client or customer, who has suffered a loss as a result of advice or a service you have provided, accuses your business of negligence.

Public Liability Insurance covers your business for the cost of a claim made by a third-party that has allegedly suffered injury or property damage as a result of your business. Offering financial protection, you will be covered for the cost of compensation owed and any legal expenses incurred.

Designed for motor traders who sell or repair vehicles, Road Risks Insurance allows you to drive vehicles you do not own to carry out your business activities. Road incidents and accidents are insured with this level of cover.

Should an incident happen on track-day, Track Day Insurance will financially protect you for any vehicle repairs, including impact and mechanical damage. With this insurance product, vehicles are protected whilst competing on-track against loss or damage by fire, crashes, and engine or transmission issues, reducing the worry of expensive repair costs.